So, I’ve graduated from FPU, and it feels great!  My Thursday evenings are free (for now), and I know how to handle my money!  This past weekend, I went Christmas shopping and went crazy…but all within my budget.  I’m so proud of myself.  I practiced restraint, and I disciplined myself because I knew–and I still know–that every dollar has a name.  Now, all that’s left for me to do is to update and balance my numbers at the end of every day.  That’s going to be some hard work, but I think I need a little discipline, anyway.