I have recently signed up for a Dave Ramsey course that will teach me how to handle my money so that I won’t go broke by the time I get married and move out of my parents’ house (yes, I still live at home).  I’m a bit worried because it takes so much for me to tell myself “yes” or “no” when it comes to spending my money.  I rarely spend my money at all because I feel so guilty whenever I buy anything (even food).  But, whenever I do, I really don’t think about possible consequences or aftereffects of those decisions.  So, when I finish taking these classes, I can rid my life of fear, regret, and debt.  I’ll be able to control my money and enjoy the peace that comes with financial FREEDOM!!  As Mr. Ramsey says, “Live like no one else so you can LIVE like no one else!”